Stop Waiting for Rates to Come Down and Start Using the Negotiating Power You Have Right Now

Stop Waiting for Rates to Come Down and Start Using the Negotiating Power You Have Right Now

Higher for longer after June Fed meeting. Jodi Hillmar explains why buying now with leverage makes sense. ...more

Mortgage

July 09, 2026•3 min read

Student Loan Repayment Changes Start July 1st and They Could Affect Your Mortgage Qualification

Student Loan Repayment Changes Start July 1st and They Could Affect Your Mortgage Qualification

Your repayment plan affects your DTI and home buying power. Jodi Hillmar explains what to do first. ...more

Mortgage

June 30, 2026•3 min read

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(443) 306-3610

2553 Housley Rd Suite 200 Annapolis, MD 21401

Copyright 2026. All rights reserved. Jodi Hillmar NMLS #173628 | Equal Housing Opportunity | Equal Housing Lender

Disclaimer: The ICE logo displayed on this website refers to ICE Mortgage Technology, a trusted provider of digital solutions for the mortgage industry. Bay Capital Mortgage has no affiliation whatsoever with U.S. Immigration and Customs Enforcement (ICE) or any other law enforcement agency. We do not share, transmit, or disclose any loan application or borrower information to ICE immigration enforcement. All borrower data is handled securely and in compliance with applicable privacy laws.

2553 Housley Road, Suite 200, Annapolis, Maryland 21401

410-974-6044   |    [email protected]

Company NMLS #39610

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